UMASS Five Credit Union: Stay local and finance with UMASS Five Credit Union based out of western Mass and serving Rhode Island. UMASS Five offers a fixed rate solar loan with no upfront fees.

Terms and Rates: Solar loans range from 5-15 years with fixed rates between 8.5 and 10%.

• No Fees; financed price is the same as quoted cash price.
• Tax Credit Portion can be floated for 12-Months at 0% interest.
• Credit Score of 700+ required for lowest rates. Minimum Debt to Income Ratio (DTI) of 50% required for loan approval.

Other solar loans are available and we offer an informed loan consultation as part of our process.

~Always Talk to your Mortgage Lender about a Home Equity Loan or Line of Credit as a finance option for your Solar Installation. Home Equity Options usually offer the lowest available Interest Rates.~